Mr. Munaf S. Kalia holds a degree in Civil Engineering from NED University of Engineering & Technology and takes keen interest in the latest break-throughs in the realm of Information Technology and E-Commerce. On his initiation and endeavor, the concept of KalPoint.com came into existence which now stands as the leading and one of the largest portals of Pakistan. He is the most energetic member of Kalia Group with great financial business knowledge and skills. His relentless efforts to enhance the value of the group are well known. The encouraging step towards bringing the IT culture within the Khanani & Kalia Exchange Company has been initiated by him. Mr. Kalia is a corner stone of the group and his management has always worked out effectively.

Presently, he is the Chief Executive of Khanani & Kalia International (Pvt.) Ltd. and also has been the Ex- President of the Forex Association of Pakistan. Marketing and finance are his other areas of interest.