KKI initiated the diversified currency exchange business and evolved as leaders in this business. Its wide variety of customer services, together with its rapid growth, unique financial system and value added services has provided the platform for the emergence of KKI as the leading Exchange Company of Pakistan.

To evolve a documented economy, in 2003, State Bank of Pakistan converted money changers throughout the country into exchange companies. Under the rules and regulations stated by SBP, all the exchange companies have been granted permission to make home remittance transactions, making of traveler’s cheques, issuing demand drafts besides the core business of currency exchange catering the customers at national and international levels. KKI sincerely embraced the decision and holds the privilege to stand among the early birds to get the exchange company license by SBP.

Since its transition as an Exchange Company, KKI has reflected its true zeal and commitment to bring documentation and transparency in its line of business and supported SBP in the progress of country’s economy. ISO certification is also a concrete step towards the documented economy and the standardization of our products, our system of operations and good will of the economy. Now, we have entered into a new era of Security Management through ISO 27001. KKI, after realizing the need of a secure system and ensuring the confidentiality, integrity and availability of the information that it holds, achieved ISO 27001(Information Security Management System i.e. ISMS). We are the first and the only exchange company of Pakistan which has achieved this certification.

KKI has spread its roots from Karachi to Khyber through its branches and franchises, where as, through international correspondents, it has also expanded its network internationally as well. Its wide spread network, extraordinary customer care and trustworthy customer relation have given the privilege to KKI to stand as the most inspiring name in its industry. However, the same customer confidence has bent KKI to serve its customers with the best products and services.

KKI has also setup IT culture and equipped its network with sophisticated IT softwares, systems and procedures not only for the ease and comfort of the staff but also to face the challenges of 21st century with pride.

Our Commitments as an Exchange Company:
Keeping in front, the importance of economic stability for the country, KKI has and will always work for the betterment of the country with respect to its services and innovative marketing techniques. We affirm that we will Inshallah, play a major role in increasing the nations foreign exchange reserves to a massive volume in the coming days through our efforts and will play an effective role in combating against money laundering along with our central bank. As always, KKI will be a step ahead in taking every necessary step to make rules, regulations and policies, which may leave no stone unturned to safe guard against money laundering and all money related crimes. KKI also believes that the world has changed so much that the traditional way of doing business will not help individuals or even the nations way longer towards the way to progress and prosperity. KKI believes that the use of IT in its business will introduce new horizons of working for the company, will improve its efficiency and in return the customers will get best possible services, IT based transaction facilities ensuring their maximum security, benefits and best returns.

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About Kalia Group:
Kalia Group is one of the fastest growing business groups of Pakistan. The Kalia group has diversified business activities in the fields of Finance, (Prize Bonds & Foreign Exchange), Trading, Imports, Exports, (especially of food items) Security Vaults, Information Technology (Computer Software, Free Service Website, Web Designing & Intranet) and various other fields. Providing foreign exchange services in the market is one of the core businesses for the Kalia Group, which is being run in a joint venture with the name of Khanani and Kalia International (Pvt.) Ltd.

Kalia Group’s competitive edge has always been the policy to explore and focus its energies on unique and innovative ideas and experiences, which no other company had ever initiated. Kalia group, therefore by the Grace of Almighty Allah hold the privilege of being the pioneers of various unique services in its respective business fields. The motto “We trust in God, We Believe in Momentum” is a testament to that.

Recently, the Kalia Group has mainly focused towards the promotion of IT in Pakistan. Currently its special emphasis has been the creation of an IT culture and promotion of information technology in the country through the spread of specialized IT education and training. Kalia Group has a firm belief that... 

‘IT is the language of 21st century and no progress and prosperity is possible without it’.

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Kalia Group is running the following projects other than Khanani and Kalia International (Pvt.) Ltd:

Kalia & Sons: 
Kalia Group’s first business venture, Kalia & Sons was established in July 1983 to trade and deal in prize bonds. Due to its efficient services, soon it achieved the status of Pakistan’s leading Prize Bond dealer in a short period of time. Now, by the grace of Almighty Allah, the Kalia & Sons is the leading name in the prize bond dealers of the country.

Kalia Corporation: 
To accomplish trading, and import/export of food items, Kalia was established in 1987. Dates, beans and pulses are the major items of imports from different parts of the world while rice is the major item for export to all parts of the country and overseas as well. 

Ko-Ordination Group:
Kalia Group is also playing a pivotal role in the domain of social services through the establishment Ko-ordination Group, (KRG) a registered NGO. It has been setup to attain distinct objectives in the areas of education, health, housing and other welfare activities in phases. The project of promoting and training in IT education has been chosen for the first phase, whereas to perform its diverse work, it has been divided into different committees. 

Kalia Security Vault Corporation: 
Keeping front the prevailing law and order situation in our country and rising fears among the general public regarding the safeguard of their valuables, Kalia Group decided to launch security vaults (Lockers) services in the year 1999. For this reason, a company under the name of Kalia Security Vault (Pvt.) Ltd. was formed and now this spectacular project has been operational since May 2000. KalVault stands as one of the major projects of Kalia Group, which is providing outstanding vault services to its customers.

Kalsoft:
Kalsoft (Pvt.) Ltd. is one of the prestigious projects launched by Kalia Group in the last couple of years. This project has earned high repute and privilege to the name of Kalia Group with respect to introduction of IT in Pakistan. KalSoft (Pvt.) Ltd was incorporated in 1999 while it started its commercial operations in the year 2000. The basic aim of this auspicious project is to explore the international software market and thus the emphasis was laid on Software Exports. The firm got success in achieving its objective and is earning not only valuable foreign exchange for the country, but also is playing an efficient role in promoting Pakistan as a market for software. KalSoft specializes in B2B, B2C and C2C software development and has done a number of projects including web-based solutions, e-commerce and m-commerce based applications. 

KalPoint.com:
Kalia Group has accepted the challenges of the 21st century and in concurrence with its mission has established a socio-commercial organization KalPoint.com. It is a C2C e-commerce portal with over 35 categories and over 60,000 web pages. With average monthly hits of over one million, it is now without any doubt the largest interactive portal in Pakistan and has been declared as Pakistan’s best website by the leading IT magazines. 

Live Securities: 
Live Securities (Pvt.) Ltd. was incorporated in July 2001 as a corporate brokerage house. It started its operations in October 2002. It is yet another joint venture between Kalia and Khanani Group which deal’s exclusively in the brokerage & trading of securities and other investment instruments and offers professional expertise related to it. The company is a corporate member of the Karachi Stock Exchange (Guarantee) Ltd. and also has membership of trading rights for National Commodity Exchange Limited. At present LS has its Head Office in Karachi and plans are to open branches of LS in major cities of Pakistan. 

Business Relations Network: 
The Kalia Group has continuously explored new business domains and areas. Observing the trend of businesses nowadays that requires strong marketing strategies for their growth and survival in the competitive world of today; it launched in August 2002 its marketing and promotions arm BRN - Business Relations Network. With its establishment the Kalia Group has entered into a new era of professional development. The motto of this young and energetic organization is to help clients achieve profitable growth by creating genuine customer value; hence their slogan isWe Enhance Value”.

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