Sales Incentive Agreement between American Express and Khanani and Kalia International (Pvt.) Limited was signed. The term of this agreement is for a period of three years, commencing form 1st December 2003.

During this agreement, KKI shall provide its full support to the acceptance of Cheques of fee-free at all Khanani & Kalia locations. American Express will guarantee payment to KKI for all Cheques and American Express Gift Cheques enchased by KKI provided KKI enchases Cheques and American Express Gift Cheques under the watch and compare procedure.